MBAC 64th Annual Convention

09/29/2019 - 10/02/2019 • 301 N. Water St, Wilmington, NC 28401
Please Join us for the 64th Annual MBAC Convention in Wilmington, NC at the Hotel Ballast Are you a MEMBER? DISCOUNT CODES APPLY CONTACT ROBIN WEYRENS AT robinW@mbac.org or 704-557-0204 Call the hotel directly at (910) 763-5900 and ask for our Reservation Department and give them code MTK Hotel Ballast Reservations for MBAC After the cut-off date, no reservations will be accepted at the special group rate. Still accepting registrations, visit www.mbac.org. Download the app for both Android and Apple prior to the convention.

Speakers

Sponsors

Exhibitors

Agenda

  • 29 September
  • 30 September
  • 01 October
  • 02 October

Adam Johnston

Director of Operations & Chief Appraiser
Genworth
Adam Johnston is Director of Operations & Chief Appraiser for Genworth Financial’s U.S. mortgage insurance business. In this role, he manages a team of licensed appraisers who provide support to all U.S. mortgage insurance functions. As a Director of Operations at Genworth, Mr. Johnston has led fraud investigation teams, process improvement teams, and business project management. In addition to his 25 years of appraisal experience, Mr. Johnston is a former police officer and served in the United States Marine Corps.

A Certified Residential Appraiser in several states, Mr. Johnston is a designated member of the Appraisal Institute, with the SRA and AI-RRS designations. Beyond his professional appraisal designations, he holds the PMP designation from the Project Management Institute, the CSM and CSPO designations from Scrum Alliance, and obtained a Lean Six Sigma Black Belt credential in process improvement.

Mr. Johnston currently serves on the Board of Trustees of The Appraisal Foundation and was the 2018 Chair of The Appraisal Foundation

01 October

Amy Ramsey

VP of Mortgage Lending
Guaranteed Rate
Amy Ramsey
With over 25 years in banking and finance, Amy Ramsey is known as a seasoned and respected sales professional. She brings her strategic thinking, relationship building and problem-solving skills to her role. Mortgage lending is a complex industry where one size does NOT fit all. Amy has the knowledge and listening skills to create a solid business relationship.
Amy Ramsey.docx Download Link

Bill Cosgrove CMB

Union Home Mortgage
Bill’s mortgage banking career began in 1986 as a residential loan officer. In 1994 Mr. Cosgrove joined Union Home Mortgage Corp. and in 1998 was named President. Mr. Cosgrove purchased and became 100% stockholder of the company in 1999. The company has grown from 58 million to over 1 billion dollars of loan production during Bill’s leadership of the company. Union Home has built from its roots in Cleveland to a nationally recognized growth company.
In 2007-2008 Mr. Cosgrove was President of the Ohio Mortgage Bankers Association. In 2008 & 2013 he earned the coveted Hodupp Award for his many contributions to the Ohio MBA. He also testified before the Ohio House of Representatives as President of OMBA. From 2008 to 2010, Bill was the National Chairman for MBA’s MORPAC Committee. This prestigious appointment consists of leading the fund raising efforts for MORPAC throughout the country. MORPAC raised 1.1 million dollars for industry activism during Bill’s Chairmanship of MORPAC. In 2000 at the age of 38 he was named in Crain’s Cleveland Business “40 under 40” honored as one of the top 40 young executives in Northeast Ohio.
In 2003 Mr. Cosgrove was inducted into the Bedford, Ohio High School Distinguished Hall Of Fame for his accomplishments in Mortgage Banking. In 2004, he earned the coveted Certified Mortgage Banker designation (CMB). In 2011 Bill was awarded the National Mortgage Bankers Associations Burton C. Wood National Legislative Service Award for his superior legislative efforts representing the mortgage banking industry. Bill has served the National Mortgage Bankers Association on RESBOG, and Board of Directors.
In 2015, Bill served as MBA Chairman. Mr. Cosgrove has testified on behalf of the industry in Washington D. C before the House Financial Services Sub Committee and Senate Banking Committee. He has been interviewed by The Wall Street Journal, USA Today, New York Times, numerous trade publications, and local and national news networks. Bill is also a proud father of three children and a loving husband. His family is very important to him and he enjoys spending quality time with them amongst his active work schedule.
UHM CEO One of Most Influential Mortgage Execs 2014from Union Home Mortgage Corp.

01 October

Bill COSGROVE BIO.docx Download Link

Bill Hobbs

Lender Liaison
North Carolina Housing Finance
Bill Hobbs

Serves as the Lender Liaison for NCHFA and has been in that capacity for over 6 years after a 35 year career with USDA/Rural Development where he started the Guaranteed Rural Housing mortgage program in the mid 1990s. He held Program Director positions for Single Family Housing, MultiFamily Housing, then Community Programs before joining NCHFA. Bill “liaises” with our partnering lenders promoting NCHFA programs. He resides in Lillington with his wife, Pat.

30 September

Bill Hobbs.docx Download Link

Brent Green CMB

Mortgage Sales Manager
Lake Michigan Credit Union
Brent L. Green, CMB®

Brent Green has been with Lake Michigan Credit Union as a Sales Manager since March of 2014. He has more than 26 years of mortgage banking experience, and specializes in origination, operations, and credit strategies. Brent currently originates over $60M annually in loan production, primarily in new construction lending.

Prior to joining Lake Michigan Credit Union, Brent served 10 years as a Loan Officer and Regional Operations Manager for First Place Bank (acquired by Talmer Bank). His primary responsibilities at First Place Bank included loan origination and operations management in southeast Michigan. Additionally, Brent served as Vice President, Branch Manager, and Loan Officer with Republic Bank for more than 11 years.

Brent is a former president of the Michigan Mortgage Lenders Association (MMLA), and he is the current Chairman of the MBA’s Certified Mortgage Banker (CMB®) Society. Brent has assisted MBA Education with review and writing of the underwriting and origination course offerings. Brent currently serves on several committees with the Mortgage Bankers Association (MBA) including the Financial Management Committee, State Legislative & Regulatory Committee, and State Relations Initiative Committee.

Brent holds a BS in Economics from Central Michigan Universit

01 October

Brent Bio 2019.docx Download Link

Bryan Wright

SouthEast Regional Manager
Union Home Mortgage

30 September

01 October

01 October

01 October

Chris Barker

Account Executive
Angel Oak Mortgage Solutions
Chris Barker was named “Most Connected Mortgage Professionals” in the United States

You know Chris Barker, Account Executive here at Angel Oak Mortgage Solutions, as an expert and reliable consult supporting brokers and correspondents. We would like for you to get to know him even better!
This week in the spotlight is Chris Barker from Charleston, South Carolina. Chris is a top producer here at Angel Oak with close to two decades in the real estate and non-QM space. When asked what he loves most about our company, he says, “We can do things that no other lenders can do. We can help borrowers achieve their dreams and save them money. We allow loan originators the ability to differentiate themselves, dominate the market and grow their business more than others not utilizing non-QM options.”
Chris has long been a leader in the industry earning Rookie of the Year and later the #1 account executive in the United States for two previous New York Stock Exchange non-Agency lenders. He achieved Rookie of the Year his first year with Angel Oak Mortgage Solutions as well. His goal is to hold his #1 ranking at Angel Oak in the next 24 months. He has a Master’s degree in Business Administration from the Citadel, which speaks to his drive to succeed.
His hobbies include boating and wakeboarding, 7 on 7 football where his team holds eight Charleston City Championships in the last decade and spending time with his daughter. Wish his daughter luck as she competes in the Miss Teen South Carolina pageant in June. He has played football since the third grade including high school, college, and semi-pro as the first round draft pick for the Charleston Firecats. He likes to win!
When he is not dominating on the football field he can be found on his boat the “Calm Cs” named after family members Chip, Cindy, Chris, Caroline, Casey and Charlotte. Charming! He also enjoys skydiving even though he says he is terrified of heights.
Chris can help you grow your business through non-QM options as another way to keep your pipelines full. For more information about our services visit https://angeloakms.com/program-overview/.

01 October

Chris George

Chairman
MBA
The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry,
an industry that employs more than 280,000 people in virtually every community in the country. Headquartered in
Washington, D.C., the association works to ensure the continued strength of the nation's residential and commercial
real estate markets, to expand homeownership, and to extend access to affordable housing to all Americans. MBA
promotes fair and ethical lending practices and fosters professional excellence among real estate finance employees
through a wide range of educational programs and a variety of publications. Its membership of over 2,200 companies
includes all elements of real estate finance: mortgage companies, mortgage brokers, commercial banks, thrifts, REITs,
Wall Street conduits, life insurance companies, and others in the mortgage lending field. For additional information,
visit MBA's Web site: www.mba.org.
Christopher M. George
Chairman
Christopher M. George, Chairman of the Mortgage Bankers
Association, is the founder, President and CEO of CMG Financial,
a privately held Mortgage Bank, headquartered in San Ramon,
California. The company conducts business in 50 states and the
District of Columbia and holds federal agency lending approvals
with HUD, VA, RHS, GNMA, Fannie Mae and Freddie Mac.
Founded in 1993, the company is widely known for
responsible lending practices, industry and consumer
advocacy, market innovation and operational agility. Under
George’s direction, CMG Financial has developed into a
robust firm making its products and services available to the
market nationally through three distinct origination channels
including wholesale, correspondent and retail lending which
also serves the home builder, real estate and credit union
communities. CMG Financial offers a variety of home
financing solutions including their proprietary products and programs, such as the All In One
Home Loan™, which facilitates faster loan payoff, and HomeFundIt™, to enable buyers to raise
their down payment.
In addition to his role at CMG Financial, George has served on the MBA’s Board of Directors since
2012, is a member of MBA’s Independent Mortgage Bankers Executive Council and MBA’s Consumer
Affairs Advisory Council, as well as an active member of MBA’s advocacy efforts. George serves on
the Board of Directors for MBA’s Opens Doors Foundation™. He is the immediate past Chairman of
MBA’s Diversity and Inclusion Committee. Additionally, George is past Chairman for California
Mortgage Bankers Association and has served on many advisory boards and task forces within the
industry.
In 2012, George established the CMG Foundation, a philanthropic endeavor to support non-profit
organizations at both the community and national levels. To date the CMG Foundation has provided
valued funding for the Gary Sinise Foundation’s R.I.S.E. program, MBA’s Opens Doors Foundation™,
Homes for Our Troops, and the Cancer Support Community SF Bay Area programs, as well as
benefitting a host of other local organizations.
The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry,
an industry that employs more than 280,000 people in virtually every community in the country. Headquartered in
Washington, D.C., the association works to ensure the continued strength of the nation's residential and commercial
real estate markets, to expand homeownership, and to extend access to affordable housing to all Americans. MBA
promotes fair and ethical lending practices and fosters professional excellence among real estate finance employees
through a wide range of educational programs and a variety of publications. Its membership of over 2,200 companies
includes all elements of real estate finance: mortgage companies, mortgage brokers, commercial banks, thrifts, REITs,
Wall Street conduits, life insurance companies, and others in the mortgage lending field. For additional information,
visit MBA's Web site: www.mba.org.

01 October

01 October

01 October

bio_George_C - CHAIR FINAL(0).pdf Download Link

Chris Hutchens

Branch Manager/Vice President
Guaranteed Rate
Chris Hutchens
a 22 year loan originator, is currently the Branch Manager / VP of Mortgage Lending for Guaranteed Rate in Wilmington, NC. Chris is a multiple Presidents Club award recipient at Guaranteed Rate. He has been recognized as NC's #1 Mortgage Lender more than once, consistently ranks among the top LOs in the nation year after year, and he has funded well over $1 Billion in lifetime mortgage originations

01 October

Chris Hutchens.docx Download Link

Christina Powers

Senior VP
BB & T
Christina Powers


Senior Vice President at BB&T, is a mortgage industry veteran with over 19 years’ experience leading change efforts and driving operational excellence. As BB&T’s Correspondent Lending Senior Operations and Compliance Manager, Christina currently leads high performing teams accountable for all Correspondent fulfillment functions to include compliance and credit quality. Christina has a proven track record of developing highly effective teams and processes over her 11 years at BB&T. Prior to joining BB&T, Christina’s experience was in Retail Mortgage where she specialized in nonconforming and wealth underwriting, as well as, credit training for underwriters pursuing increased lending authority. Christina is a graduate of the BB&T Banking School at Wake Forest University who, in her personal time, enjoys spending it with her family and operating a CrossFit gym.

01 October

Christina Powers Bio.docx Download Link

Claude Spurlock

Business Development
South Carolina Housing
Claude Spurlock


Claude Spurlock is the Business Development Manager at SC Housing. He joined SC Housing in February 2003. He has over 40 years of Mortgage Banking experience in Originations, Production Operations and loan Servicing. His current responsibilities include all lender and realtor training, lender relations, new business development and new product development. Claude has an accounting degree from the University of South Carolina

30 September

BIO Claude Spurlock 7-2019.docx Download Link

Dan Brubaker

NFIP Coordinator
NC Department of Public Safety
Dan Brubaker, P.E., CFM has served as the National Flood Insurance Program Engineer for the State of North Carolina since June 2011, and as the NFIP Coordinator since January 2017. He assists North Carolina municipalities with technical questions and reviews of engineering reports, reviews engineering information associated with North Carolina map maintenance, provides training and community assistance visits. He graduated from the University of South Florida in 1991 and spent time in private consulting, serving with the U S Navy Civil Engineer Corps, and reviewing permits and managing capital projects for the City of Raleigh.

30 September

Dan Brubaker.docx Download Link

David Bates

Owner
Beresford Appraisals
David G. Bates
is a Charleston native and has been appraising real estate for the past 15 years. David graduated the College of Charleston with a BA in English. He began his postgraduate real estate studies at the Citadel in 1998 and has since obtained the Certified General Real Estate appraiser designation. With a strong knowledge of the local market and an insistence on the best customer service, David has grown his appraisal firm, Beresford Appraisals Group, from a one man operation to an experienced group of ten excellent appraisers. The Beresford Appraisals team provides quality reports with the best turn-times for property types ranging from vacant land, to residential, to commercial and smaller industrial developments.

David lives in Ravenel, SC with his wife Lori and two daughters Cali and Ashlyn. He believes that faith and integrity are key in life and business, and one must always strive to help others and give back to the community

01 October

Diane Keane

NewRez Correspondent Division
Diane Keane Resume Final(lr)2.doc Download Link

Elizabeth White

Assistant Valuation Officer
VA
Elizabeth White
has been an Assistant Valuation Officer with the Atlanta Regional Loan Center for over 5 years, supervising in-house staff as well as the VA Fee Panels for Georgia, North Carolina, South Carolina and Tennessee. She began her career with VA in 2008 as a Review Appraiser after receiving an MBA from the University of Georgia with a concentration in Real Estate and Finance. She and her husband live in the Athens, GA area with their 2 young children

01 October

Geno Yoscovits

Director, State Government Affairs
Quicken Loans
Geno Yoscovits

serves as Director of State Government Relations at Quicken Loans, the nation’s largest online home loan lender. Geno advocates for the company’s government agenda through regulatory and legislative activities. Prior to transitioning to the Director role in Government Affairs, Geno has held various key positions within Quicken Loans which has given him in-depth knowledge of the entire mortgage process.

Geno currently serves on legislative and advocacy committees for numerous state mortgage banking associations, the national Mortgage Banking Association, and Electronic Signatures and Records Association, as well as on the boards of the Atlanta and Georgia Mortgage Bankers Association.

His focus has been in the fintech space, specifically on data security/privacy, digitization of the mortgage process, and other associated issues.

01 October

Geno Yoscovits bio.docx Download Link

George Teague

Partner
Nelson Mullins
George Teague manages a legislative practice in Raleigh and practices in litigation, insurance regulation, and administrative law. Experience Following is a selected sampling of matters and is provided for informational purposes only. Past success does not indicate the likelihood of success in any future matter. • Has represented clients before the N.C. General Assembly since 1980, including the Property Casualty Insurers Association of America, American Council of Life Insurers, Aetna, CIGNA, General Electric Corporation, Prudential Financial, the Mortgage Bankers Association of the Carolinas, the N.C. Insurance Guaranty Association, and the N.C. Association of Electric Cooperatives • Involved in civil litigation, including representation of the North Carolina Guaranty Association in insurance insolvency matters • Experience representing clients before the North Carolina Department of Insurance, including insurance rate matters

30 September

george-teague.pdf Download Link

Hali Plachecki

Customer Trainer
MGIC
Hali Plachecki
Regional Trainer
Hali Plachecki has been in the mortgage industry since 1987 and has worked in almost every mortgage-related function from pricing and origination to loan delivery and has held a variety of mortgage lending positions including retail, correspondent and wholesale environments.
Hali has trained in the areas of mortgage lending including: GFE/RESPA, origination, operations, mortgage loan products, processing and underwriting

01 October

Heyward Cathcart

Branch Manager
Guild Mortgage
Heyward Cathcart

a 19 year loan originator, is currently the producing branch manager for Guild Mortgage's Columbia Main Branch. He is consistently ranked as a top loan originator and President Club Award Recipient year after year. In 2017, his branch was named Branch of the Year out of 250+ Guild Mortgage branches in the country.

01 October

Heyward Cathcart.docx Download Link

Hugh Harris

Outreach & Policy Counsel
North Carolina Department of Justice Public Protection Section
Hugh A. Harris

is an Outreach & Policy Counsel for the North Carolina Department of Justice Public Protection Section.

The Public Protection Section is focused on protecting the public and preventing crime in North Carolina. Hugh has lectured at over 150 events including CLE, CPE, and other events on topics concerning the Department of Justice’s response to the opioid epidemic, NC’s data breach law, identity theft, consumer protection, elder fraud, and internet safety.His work at the Department of Justice has included litigating cases on behalf of the Attorney General’s Office in the area of North Carolina’s Unfair and Deceptive Trade Practice law.

Hugh also has experience in worker’s compensation law, working for the North Carolina Department of Justice-Workers Compensation Division.In addition, Mr. Harris has worked as a Director with the North Carolina Industrial Commission.He started his career as an Assistant Public Defender in Asheville and then relocated to the Orange-Chatham County Public Defender’s Office.

Hugh is a member of the North Carolina Financial Literacy Council, North Carolina Senior Fraud Task Force, North Carolina Partnership to Address Adult Abuse, and Hope N Hoke (Opioid Task Force).In addition, he participates in the Attorney General’s Criminal Justice Reform-Pretrial Roundtables and is a mentor at Moore Square Middle School.

He earned his Juris Doctor from the North Carolina Central University School of Law, and his Bachelor of Arts degree in psychology from the University of North Carolina at Asheville.

01 October

Jennifer Tillery

Assistant Loan Production Officer
VA
Ms. Jennifer Tillery has been the Assistant Loan Production Officer with VA since November 2003. She joined VA in July 1991 as a Loan Specialist after graduating from Kennesaw State University. She is responsible for the Loan Specialists who administer the VA Home Loan Program for the states of Georgia, Tennessee, North Carolina,
and South Carolina in the Loan Production section. She works daily with Prior Approval VA loans (specializing in Fiduciary and Pension loans), Certificates of Eligibility
(COE) - nationwide, COE appeals, and all other Loan Production functions relating to the Atlanta Regional Loan Center.

Ms. Tillery is married to Jimmy and they have one son, Jordan aged 24. As a family, they are active in supporting Kennesaw State and Georgia Tech athletics as Jordan
was a snare drum player in the GT Band

30 September

Jennifer Tillery.docx Download Link

Kobie Pruitt JD

Associate Director, State Government Affairs
MBA
Kobie Pruitt
is the Associate Director of State Government Affairs at the Mortgage Bankers Association. He assists in leading MBA's advocacy efforts at the state and local level. Prior to joining MBA, Kobie was the Director of Policy at the Conference of State Bank Supervisors where he acted as the policy lead for the Nationwide Multistate Licensing System (NMLS). Kobie was also a Legislative Assistant to Congresswoman Kaptur (OH-09) with a portfolio that included the Committee on Appropriations Transportation and Housing and Urban Development Subcommittee. He, along with his wife Connie and their dog Mr. Bingley, have lived several years in a quaint town in the D.C. suburbs that they love.
Kobie earned his Juris Doctor (JD) from the University of Maryland, Francis Carey School of Law and his Bachelors of Science (BS) in Business Administration from the University of Pittsburgh, Katz School of Business.

01 October

Kobie Pruitt.docx Download Link

Kohleen Nornes

Branch Manager
Coldwell Banker
Kohleen Nornes

01 October

Kortney Rollinger

Senior VP
Program Management
Kortney Rollinger serves as Senior Vice President of Program Management.Ms. Rollinger is responsible for the management of strategic initiatives and programs that impact organizational change through technology and process improvements. During her tenure at RoundPoint, Ms. Rollinger has been responsible for managing Loan Boarding, Escrow and Special Loans. Prior to joining RoundPoint in 2008, Ms. Rollinger was the Vice President of Resource Planning and Financial Analysis for Loan Servicing and Capital Markets at HomeBanc Mortgage. In addition, she also held positions managing Escrow and Loan Transfers while at HomeBanc Mortgage.Ms. Rollinger obtained her B.B.A from Georgia State University.

01 October

Kortney Rollinger Bio.docx Download Link

Lisa Schreiber

SVP Correspondent Lending
NewRez
Lisa M. Schreiber
SVP Correspondent Lending, NewRez
(484) 594-1380 office | (703) 282-5433 mobile | LSchreiber@NewRez.com



About NewRez
NewRez LLC (NewRez), formerly New Penn Financial, LLC, is a leading nationwide lender that focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience. Founded in 2008 and licensed to lend in 49 states, NewRez is headquartered in Plymouth Meeting, Pennsylvania and operates multiple lending channels, including Wholesale, Correspondent Lending, Direct-to-Consumer, Retail, and a network of Joint Venture partners. NewRez is a Shellpoint Partners company and a member of the New Residential Investment Corp. family. More information is available at newrezcorrespondent.com.


Lisa M. Schreiber | Working Bio
Lisa M. Schreiber, Senior Vice President of Correspondent Lending at NewRez, LLC is a proven leader and industry innovator with over 25 years of success, experience, and dedication to the diverse field of lending. Along with her position at NewRez, Schreiber has held senior management positions with major financial services companies such as Sprout, Home Point Financial, Ellie Mae, NetMore America, American Brokers Conduit and Bank of America. She is recognized as a valued speaker within the mortgage industry, providing expertise through her writing and participation at industry events. Additionally, Schreiber is an advisor to The Grandmother Project, an NGO supporting the well-being and rights of women and children in developing countries.


Areas of Expertise
  • Innovation in the Industry
  • Non-QM Lending
  • Partnership and Collaboration in the Industry


Headlines/Topics
  • Innovation and Leadership in the Mortgage Industry
  • The Future of Correspondent Lending
  • Finding the Right Partners in Today’s Mortgage Market
  • What It Takes To Be Successful in Today’s Competitive Mortgage Industry
  • New World of Lending (or Lending Today, etc)
  • Building Successful Teams
  • The Mortgage Industry’s Biggest Challenges for 2019

01 October

NewRez Lisa Schreiber Bio Headlines 2019.docx Download Link

Mark Wooten

Certified Financial Planner
SunTrust Mortgage
Mark Wooten


Mark, a 20+ year veteran of the mortgage industry, has built 100% of his business via referrals due to his commitment to integrity and personal service.
Mark is the top unit producer in all of SunTrust Mortgage at 300+ per year.

He's an accredited member of CMPS® (Association of Certified Mortgage Planning Specialists) as well as the NMLS (Nationwide Mortgage Licensing System). Currently, Mark is serving a 3 year term on the CEO Advisory Board for SunTrust Mortgage.

01 October

Mark Wooten.docx Download Link

Mary Rzucidlo

Director of Mortgage Operations
South State Bank
Mary Rzucidlo serves as the Director of Mortgage Operations for South State Bank in Charleston, SC. With over 30 years of experience in the mortgage industry, her work has focused on organizational transformation, performance optimization and the curation of strong high performing teams, as well as, team members.
Mary is a Certified Mortgage Banker and graduate of the Mortgage Bankers Association Residential Future Leaders Program. She is currently serving as a Steering Committee Member for the Mortgage Action Alliance and is an active participant in the MBA’s National Advocacy work. Mary also holds a Six Sigma green belt which she has leveraged in her many efforts over her career.
Her experience has encompassed time with USAA Federal Savings Bank, where she led Shared Services and Mortgage Fulfillment. She was Senior Director for Home Loan Operations with Capital One Home Loans and also spent more than 15 years at Wells Fargo Home Mortgage.

01 October

Melanie Jackson

SVP, Director of Mortgage Operations
First Citizens Bank
Melanie is an SVP, Director of Mortgage Operations at First Citizens Bank, where she leads the Sales Support, Business Analytics, Processing, Underwriting, Closing and Post Closing teams for the mortgage division.
Melanie has over 25 years’ experience in the mortgage space. She has held multiple positions in Correspondent, Wholesale and Retail Lending for RBMG and First Citizens Bank. Melanie received her Accredited Mortgage Professional (AMP) designation while working with RBMG. Melanie has a passion for serving others, developing talent and creating a culture of continuous improvement and learning for herself and her team.
Melanie enjoys reading, camping and spending time with her family in Lexington SC

01 October

Melanie Jackson Bio.docx Download Link

Michael Skordeles

Director, US Macro Strategist
SunTrust
Michael J. Skordeles, AIF®
Director, US Macro Strategist
SunTrust Advisory Services, Inc. – Investment Advisory Group
As SunTrust Advisory Services, Inc.’s Director, US Macro Strategist and Senior Vice President, Mike is responsible for analyzing the US and global economies and financial markets as well as helping formulate and communicate investment strategy, publishing commentaries for our clients. As part of the Portfolio & Market Strategy group, he helps manage over $11 billion in client assets. He is based in Atlanta.
Mike joined SunTrust in 2012 and brings more than 20 years of investment experience to the Investment Advisory Group. He came from Morgan Keegan, where he was a Managing Director and Market Strategist for over five years, writing extensively about the markets and the economy. He was a member of the firm’s Investment Strategy Committee and helped managed about $1.6 billion, serving as the portfolio manager overseeing the group’s tactical portfolio.
From 1999 to 2007, he was with McDonald Investments in Cleveland, Ohio, in a similar role as an analyst and strategist. He was a member of the firm’s Investment Policy Committee and other investment steering committees. Previously, he was a financial analyst at KeyCorp and began his career as a financial consultant with the Prudential.
Mike is a member of the National Association for Business Economics (NABE), the Atlanta Economics Club and the Investment Management Consultants Association. He was also the co-founder and past president of the Mid-South Association for Business Economics in Memphis. He holds the Accredited Investment Fiduciary (AIF) designation.
Mike earned a master of business administration at the Georgia Institute of Technology, focused on global business, including a certificate from Beijing University of Post & Telecommunications, where he did an international residency. He earned his undergraduate degree at Baldwin Wallace University. He and his wife Stephanie have three daughters.

30 September

MikeSkordeles_PWM_2018 (002).pdf Download Link

Mike Brenning

Chief Production Officer
Deephaven Mortgage
Mike Brenning

Mike joined Deephaven as Chief Production Officer at the beginning of August 2017. Prior to Deephaven, Mike has held senior-level jobs in wholesale & correspondent sales leadership, capital markets, and marketing. Most recently, he was the VP of Wholesale/Correspondent & Strategic Partnerships at Quicken Loans. Before Quicken Loans, Mike built and ran his own 50 state wholesale lending platform. Mike also spent three years on the Executive Team at HSBC Mortgage Services as the head of sales/marketing and another seven years at GMAC-RFC in both a sales and capital markets capacity. He holds an M.B.A. in Finance from Montreat College and a B.A. from Hamline University where he studied economics.

Deephaven Mortgage purchases and originates non-agency residential mortgage loans in partnership with mortgage originators. Our mission is to provide private-capital market liquidity for responsible, new, alternative residential mortgage products made to borrowers who are unable to obtain a traditional government-financed mortgage.

We partner with originators who share our vision for rebuilding the non- government mortgage market: making common sense driven underwriting decisions centered around a borrower’s ability-to-repay.

01 October

Michael Brenning.docx Download Link

Mike Tedesco

Founder and CEO
Appraisal Nation
Michael Tedesco

Founder and CEO of Appraisal Nation, sought out to change the way AMCs did business. Raised in the hub of vendor management, Pittsburgh, PA, Mike started his career as a lender. From a 19 year old loan officer, by the time he was in his 20s he realized the needs of lenders across the country. He wanted to focus on small to mid-size lenders that were most often neglected by other AMCs which then lead to the start of Appraisal Nation 12 years later. Appraisal Nation has now evolved to the number one valuation provider in the nation.

01 October

Michael Tedesco.docx Download Link

Omar Washington

Senior Loan Officer
Movement Mortgage
Omar Washington leads a successful lending team with his wife, Barbie, in Wilmington, NC, where he is Branch Manager of a Movement office.
Omar brings years of experience in the industry to the table, coupled with a successful previous career in the bar and restaurant business. This taught him to build strong relationships, work with tenacity, and develop efficient systems and management skills. He uses those skills today to lead his team, his clients and his agent partners towards accomplishing their long-term goals, and enjoys a busy, full, and happy life together with his wife and six children.

01 October

Omar Washington.docx Download Link

Owen Edwards CMB

Senior Loan Officer
Guild Mortgage

01 October

Paul Jones

Non-QM Business Development Manager
First Guaranty Mortgage Corp
Paul Jones, Non-QM Business Development Manager with First Guaranty Mortgage Corp, has 24 years of mortgage industry experience in both Operations and Sales. Most recently Paul has become a leading expert in Non-QM lending including product development & training.
Based in Philadelphia, he works with clients around the country to help expand their Non-QM reach through Lunch and Learn events, podcasts, and various dynamic marketing initiatives.

01 October

Paul Jones.docx Download Link

Randall Blankenship

President
Land of the Sky Association of REALTORS
Born and raised in Asheville, North Carolina to a REALTOR® and an Agriculturalist, Randall Blankenship has the ideal foundation for real estate and land use. As a second-generation REALTOR®, he proudly serves clients throughout the Western North Carolina area. While his professional career did not start off in real estate, he always felt a strong desire to come back to the profession. Randall spent several years in the corporate world in many capacities prior to his embarkment into real estate. During this time, he built on his knowledge and expertise to consist of business management, training & human resources, technology, and logistics, all of which have equipped him to better serve and identify with his clients as a REALTOR®. Over the course of the past 8 years, he has taken his ambition and passion in real estate as well as his desire to serve others to build strong relationships with clients and set himself apart in the real estate community. This passion has also driven him to volunteer and hold several positions within the Local, State and National REALTOR® Associations. Currently, he serves as the President at the Land of the Sky Association of REALTORS®, NC REALTOR® PAC Chairman, and sits on the NAR Federal Financing & Housing Policy Committee.


01 October

Randall Blankenship.docx Download Link

Roger Seip

CEO
https://freedompersonaldevelopment.com/
Train your Brain for Sucess

02 October

Roger Seip Bio 2018.pdf Download Link
Train Your Brain Description .pdf Download Link

Ron Bodvake

Consumer finance examiner
SC State Board of Financial Institutions
Ronald R. Bodvake

Originally from the Pittsburgh, PA area, Ronald R. “Ron” Bodvake has lived in the Columbia, SC area for over 15 years.Prior to joining the Consumer Finance Division, Ron worked in the consumer finance and mortgage industry.In 2003, Ron joined the Consumer Finance Division of the SC State Board of Financial Institutions (Board) as a consumer finance examiner.When the Consumer Finance Division started to license mortgage companies through NMLS in 2010, Ron began coordinating the licensing process for Consumer Finance Division.In 2013, Ron was appointed by the Board as the Commissioner of Consumer Finance.Ron presently resides in Lexington, SC with his two children and fiancé.
Bio for Ron.docx Download Link

Sam Waters

Lawyer
Finkel Law Firm
Sam Waters
Since 1986, Samuel C. Waters has focused his practice on creditors' rights, bankruptcy, and consumer litigation. His previous legal experiences were as Trust Officer for C&S National Bank (1974-6), Counsel for the Department of Veterans Affairs, District of South Carolina (1976-1984), Special Assistant U.S. Attorney, 1981-4), Woodward Leventis Unger Herndon & Ormand (1984-6), and Rogers Townsend & Thomas (1986-2014). In 2014, Waters established The Waters Firm, LLC, and shortly thereafter became Of Counsel with the Finkel Law Firm LLC.
Waters serves or has served on the boards of Rogers Townsend & Thomas PC, the American Legal and Financial Network (ALFN), the Mortgage Bankers of the Carolinas (MBAC), Legal League 100 (Five Star Institute of the DS News), and the Committee on Actual Real Estate Solutions (CARES). He has regularly contributed materials on mortgage lending issues for trade publications and client training programs. He is a Colonel (retired), Judge Advocate Generals Corps, USAR, and was Commander of the 12 th JAG Det (1993-6).
Sam Waters.docx Download Link

Sarah Leone

Loan Officer
Union Home Mortgage
Sarah Leone

Sarah, a 3 year loan originator, is currently a Loan Officer at Union Home Mortgage in Asheville, NC. She started as a Jr. LO in August 2016 and has quickly risen to the top producing LO ranks in the industry. Sarah ensures each client's loan process goes as smoothly as possible by focusing her business on customer service, communication, and attention to detail.

01 October

Sarah Leone.docx Download Link

Shawn Horton

Owner
Trusst Building Group
Shawn Horton

Shawn Horton typically gets where he is going ahead of everyone else. Whether it’s running track at UNCW, launching a career in real estate before college graduation or becoming the owner of a successful building company at the young age of 25.
Horton grew up in Pittsboro, NC as the oldest of three siblings, and was a natural leader from an early age. He moved to Wilmington in 1996 to attend UNC Wilmington, where he interned at the Charlotte Motor Speedway and entertained a career in motor sports marketing. Instead, he took a job stuffing envelope at Coldwell Banker Seacoast Advantage for the Cynthia Strickland sales team.
Within three years, he was a standout Broker at Coldwell Banker and in 2003 was recruited to head up sales at Premier Homes and Hearthside Builders, two home building and development companies active in New Hanover and Brunswick counties. Within a year, he bought Premier Homes with Construction Manager Keith Keller and in 2009, they changed the name to Trusst Builders.
Shawn’s success is defined by three characteristics: character, integrity and joy. He is unwavering in his commitment to provide homeowners a quality home at a great value -- and he enjoys every moment of the process. His creativity and design aesthetic are evident in every Trusst home, from the unique floor plan to the attention to detail in quality and finishes.
Shawn is a 2000 graduate of UNCW’s Cameron School of Business with a BS in Economics. He is active with Port City Community Church and when he is not working, he enjoys running, weekends in the NC mountains and family time with his wife Sarah their young children, son Sam, and daughter Caris.

01 October

Shawn Horton.docx Download Link

Sherri Pridgen

Broker
Coldwell Banker Sea Coast Realty
Sherri Pridgen,

REALTOR® from Wilmington, NC., is the 2019 Cape Fear REALTORS® President. She is the Voice for Real Estate across the Cape Fear region.

A second-generation REALTOR®, Sherri has been in the industry for almost 20 years. She is a broker at Caldwell Banker Sea Coast Realty, where she is a top-producing real estate broker specializing in commercial, residential, investment and retirement properties.
Sherri is dedicated to serving her industry since the beginning of her career by spearheading many facets of service across the Cape Fear Region. While at the Cape Fear REALTORS® , she participated in numerous committees beginning in the 2000s, including Executive Roundtable, Strategic Planning, Governance Task Force, NCR Director, Finance Committee and Business Skill Work Group, to name a few. She has earned experience and expertise in various real estate sectors with the prestigious Graduate, REALTOR® Institute / GRI , Seniors Real Estate Specialist® / SRES®, and Accredited Buyer's Representative / ABR® designations offered by The National Association of REALTORS®.

She dedicates herself to providing the BEST professional and personal service to each client and her community; however, she is willing to carve out special time for her most valuable client, her grandson PJ.

01 October

Sherri Pridgen.docx Download Link

Thomas Kearney

Partner
Akerman LLP
Thomas J Kearney

Thomas Kearney helps lenders, technology companies, and other financial services providers navigate issues arising under financial services laws. Thomas works with clients to operationalize state and federal laws and regulations, ranging from implementing the recent HMDA amendments to assessing program compliance with information privacy, data breach, and cybersecurity requirements. He counsels fintechs, regtechs, and vendors on developing and maintaining compliant technology and data systems.

Thomas joined Akerman from the Consumer Financial Protection Bureau's Office of Regulations, where he played a key role developing and drafting multiple mortgage originations related rulemakings. He led the team responsible for the Home Mortgage Disclosure Act rulemakings. He was also substantially involved in the CFPB's TILA—RESPA Integrated Disclosure (Know Before You Owe) rulemaking and the Ability-to-Repay and Qualified Mortgage rulemakings.

01 October

TKearney_MBCAC Bio.docx Download Link

Tricia Migliazzo

Vice President of Member Engagement
Mortgage Bankers Association
Tricia Migliazzo is Vice President of Member Engagement at the
Mortgage Bankers Association in Washington, DC. Ms. Migliazzo’s
responsibilities include leading MBA’s residential recruiting and
residential member engagement initiatives nationwide. She has formed
and currently leads a Strategic Member Relations team that develops,
strengthens and manages personal relationships with senior executives
at the Association’s member companies, in order to maximize the
value of their MBA membership and engagement. The team
coordinates and facilitates integration of member companies across
MBA, by connecting them to the MBA resources that support their individual needs.
Ms. Migliazzo brings to MBA over 15 years of management experience in the mortgage banking
industry. She joins MBA from Lenders One/Altisource Portfolio Solutions, where she most
recently served as Director of Business Development/Capital Markets/AFO, growing the
cooperative by recruiting members and investor partners while influencing program and product
utilization for increased revenue growth.
Prior to joining Lenders One in 2006, Ms. Migliazzo was Director of Operations/Business
Development at a mid-size national retail mortgage bank where she diversified product and
business divisions/segments to increase market share, expanded target markets, and implemented
policies and procedures to adhere to regulatory compliance guidelines. Before that, she held
positions in finance and administration in the health care industry.
Ms. Migliazzo has a degree in Business Administration from the University of Missouri. She can
be reached at tmigliazzo@mba.org.

01 October

Migliazzo Tricia - Bio.pdf Download Link

Zan Monroe

CEO
The Zan Monroe Company, Inc
Zan Monroe is a speaker, writer, coach and entrepreneur who started his first business at the age of 16 and his first corporation at the age of 21. He has studied leadership and success since he was 16 years old.

Zan helps individuals, companies and associations build successful leaders and develop the skills that turn talent into production.

He has published two bestselling books Stories of Uncle Adrian and 7 Lessons for Success. He is currently working on his next book titled – Building Leaders.

Zan’s clients include Fortune 500 companies and associations in the real estate, banking, mortgage, building, insurance, and title industries.

30 September

2019 Zan Monroe Keynote Bio.docx Download Link

Union Home Mortgage

Platinum
mPower Sponsor

Renasant Mortgage Lending

Platinum
App Sponsor

Appraisal Nation

Gold

SC Housing

Gold

George Mason Mortgage LLC

Gold

BB&T

Gold

North Carolina Housing Finance Agency

Gold

Arch Mortgage Insurance

Gold
Monday Night Event
Gena Baxley
gbaxley@archmi.com
704.533.0071

Flagstar

Gold

Constructive Loans, LLC

Gold

MGIC

Silver
Breakfast Sponsor
Monday Night Event
Lisa Dahlgren
Lisa_Dahlgren@mgic.com
704-617-2571

Karen Irwin
karen_irwin@mgic.com
704 905 9600

Genworth

Silver
Susanne Wessel
Susanne.Wessel@genworth.com
803-422-6160

William Jackson
William.Jackson@Genworth.com
919-306-5348

Plaza Home Mortgage

Silver

Essent Guaranty Mortgage Insurance

Silver
Dawn Hooper

Southeastern Evaluation-Appraisal Management Company

Silver

National MI

Silver
Rob Melton
rob.melton@nationalmi.com
704.219.8161

Atlantic Bay Mortgage Group

Silver

Deephaven Mortgage

Silver

Quicken Loans

Silver
Geno Yoscovits Director, State Government Affairs-SE
'GenoYoscovits@quickenloans
313.782.7526

National Credit Care

Bronze
Cole Duran
Sales Manager
cole@nationalcreditcare.com
866-595-6313 ext. 405

Optimal Blue

$500 Cornhole

Merscorp

$500 Cornhole

Texas Capital Bank

$500 Welcome Gift

Merscorp

$500 Welcome Gift

MBA of Lower Cape Fear

$500 Welcome Gift

CRMLA

$500 Welcome Gift
Welcome Gift

MBA of Western NC

$500 Welcome Gift

Informative Research

$500 Margarita Bar
Kimberly Donavon

NewRez Correspondent

$500 Margarita Bar

Quest Advisors

$500 Beer & Spirits Bar

Home Point Financial

$500 Beer & Spirits Bar

Franklin American

$500 DJ

Towne Mortgage Company

Syd Stickley Golf Sponsorship

StoneHill Group

Syd Stickley Golf Sponsorship

Credit Plus

Syd Stickley Golf Sponsorship
Credit Plus Golf Sponsorship 
$1500

National MI

Pig Pickin Event

Radian

Pig Pickin Event
Kevin.west@radian.com  
704-301-6214

Arch Mortgage Insurance

Pig Pickin Event

MGIC

Pig Pickin Event

Genworth

Pig Pickin Event
William Jackson
William.Jackson@Genworth.com
919-306-5348

Essent Guaranty

Pig Pickin Event
Tommy Sauls
tommy.sauls@essent.us
704.582.9264

Chase Correspondent Lending

Internet Sponsor
Chase is our Internet Sponsor for MBAC 64th Annual Convention this year. 
Password is Chase2019

  1. Scott Holtz
    scott.holtz@chase.com
    (972) 834-4174
  2. Karen Russell
    karen.l.russell@chase.com
    (860) 267-1536

Union Home Mortgage

Exhibitors
Jim Wickham
Vice President - Third Party Origination
jwickham@unionhomemortgage.com
(440) 973-9932

Jim Ford
Account Executive
jford@unionhomemortgage.com
281.717.0044

Continuity Programs

Exhibitors
Debra Pearse  
dpearse@continuityprograms.com
843 315 4137

TCF Bank

Exhibitors
Shane DeSimone Business Development Manager
TCF National Bank / Relationship Lending Unit / KY,TN, AL, GA, NC, SC
1405 Xenium Lane N Plymouth, MN 55441
C: 631-672-1432
shane.desimone@tcfbank.com



Roostify

Exhibitors
Shaun McCrary  
stsui@roostify.com 707 771 4292
Kathryn Keeton 
kkeeton@roostify.com  336 509 5992

Renasant Mortgage Lending

Exhibitors
Renasant Mortgage Lending
Carol Addy 
Carol.Addy@renasant.com
803-457-5843
Chuck Stiles
Bob Boone

Appraisal Nation

Exhibitors

Unison Home Ownership Investors

Exhibitors
shelley.fryman@unison.com     1 312 524 6424
vanesa.tavares@unison.com   1 209-640-1032

Guild Mortgage

Exhibitors
Martin Baltz     martin.baltz@guildmortgage.net  
Jennifer Synder   jennifer.snyder@guildmortgage.net  804 754 1061

North Carolina Housing Finance

Exhibitors

South Carolina Housing

Exhibitors

First Bank SBA

Exhibitors

Flagstar

Exhibitors
Ken Pack

Dollar Bank

Exhibitors
Jake Waltenbaugh

Sprout Mortgage

Exhibitors
Michael Sweeney 828 620 8051
Paul Wiggins  919 612 1189

Cherrywood Mortgage

Exhibitors
Stuart Egan
Michelle Cott  909 895 6948

Sharestates

Exhibitors
Scott Evans

Angel Oak Mortgage Solutions

Exhibitors
Jamie Bellingham  843 224 0566
Andy Purcell  704 575 0585

Constructive Loans

Exhibitors
Toni Shreffler
Director of Strategic Business Development
Constructive Loans, LLC
1801 S. Meyers Rd. Ste. 10
Oakbrook Terrace, IL 60181
(312) 471-2620 Direct

Golf at Magnolia Greens

01:00 PM 05:00 PM Magnolia Greens 1800 Tommy Jacobs Dr, Leland, NC 28451

2019 Syd Stickley Memorial Golf Tournament.docx Download Link

Zan Monroe

01:00 PM 02:15 PM Grand Ballroom

Key Note Speaker
Zan Monroe
Zan Monroe

Zan Monroe is a speaker, writer, coach and entrepreneur who started his first business at the age of 16 and his first corporation at the age of 21. He has studied leadership and success since he was 16 years old.

Zan helps individuals, companies and associations build successful leaders and develop the skills that turn talent into production.

He has published two bestselling books Stories of Uncle Adrian and 7 Lessons for Success. He is currently working on his next book titled – Building Leaders.

Zan’s clients include Fortune 500 companies and associations in the real estate, banking, mortgage, building, insurance, and title industries.

Zan Monroe
The Monroe Company, Inc.
PO Box 58241
Fayetteville, NC 28305
1-910-624-7100
Zan@ZanMonroe.com

Speakers

2019 Zan Monroe Keynote Bio.docx Download Link

Meet our Economist (Michael Skordeles)

02:30 PM 03:00 PM Grand Ballroom

Michael Skordeles

Speakers

MikeSkordeles_PWM_2018 (002).pdf Download Link

Welcome & Business Meeting

03:00 PM 04:00 PM Grand Ballroom

Welcome & Business Meeting
We will hear from members of our Board regarding 2019 Association News and Updates

Speakers

Agency & Lobbyist Panel

04:15 PM 05:15 PM

Speakers

Pig Pickin Dinner

05:30 PM 08:30 PM Merrick & Riverview Terrace

Merrick Room and Riverview Terrace
Cornhole, Connect4, and Jenga
Margarita Bar, Craft Beer, Spirts & Wine
Provided by MGIC, Arch, National MI, Genworth, Essent, Radian
Casual Dress for this event only!!

Continental Breakfast

08:00 AM 09:00 AM Merrick

Breakfast Sponsored Plaza Home Mortgage

Local Leadership Breakfast

08:00 AM 09:00 AM Bellamy Room

Breakfast Sponsored by Atlantic Bay Mortgage

CMB Breakfast

08:00 AM 09:00 AM Carolina Room

Brent Green CMB
Breakfast Sponsored by

Speakers

Real Estate Snapshot

09:15 AM 10:00 AM Grand Ballroom

Real Estate Snapshot

Speakers

Data Privacy

10:15 AM 11:00 AM Grand Ballroom

Data Privacy

Speakers

Let the Big Dogs Lead Panel

11:15 AM 12:00 PM Grand Ballroom

Lo Panel

Speakers

Lunch

12:00 PM 12:30 PM Grand Ballroom

Lunch Sponsored by: MGIC

Speakers

Chris George & Bryan Wright Q & A

12:30 PM 01:30 PM Grand Ballroom

Q & A with Chris George & Bryan Wright

Speakers

Induction of Officers with Chris George

01:00 PM 01:30 PM Grand Ballroom

Induction of new Board Members 2019 - 2020

Speakers

Appraisal is Changing: Perspectives from the front line.

01:45 PM 02:30 PM Cape Fear Ballroom

Digital Appraisals Today & Tomorrow

Speakers

Break

02:30 PM 02:45 PM

Capturing more Millennial Business

02:30 PM 03:15 PM

Speakers

QM & Non-QM Panel

03:15 PM 04:00 PM Cape Fear Ballroom

Sponsored by

Speakers

M-Power

04:00 PM 05:30 PM Grand Ballroom

Sponsored by: Union Home Mortgage

Speakers

Christina Powers Bio.docx Download Link
Kortney Rollinger Bio.docx Download Link
Mary Rzucidlo Bio.pdf Download Link
Melanie Jackson Bio.docx Download Link
Migliazzo, Tricia - Bio.pdf Download Link

Closing Reception with Exhibitors

05:30 PM 06:15 PM Merrick

Sponsored by

Appraisal Nation

06:30 PM 09:00 PM Battleship

Battleship Event sponsored by Appraisal Nation

Train your Brain

08:30 AM 10:30 AM Cape Fear Ballroom

Train your Brain for Success

Speakers

Board Meeting (New & Retiring Board

11:30 AM 01:30 PM